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For Realtors: Calvert County Maryland home buying, real estate listings, and homes for sale in Calvert County County, MD

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Trust Me with Your Referrals. Increase Your Chances of Making a Sale.

You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy REALTORŽ, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you.

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me.

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it.

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Foreclosures >3. How To Avoid Foreclosure

If youre behind on your mortgage payments, have no fear. The U.S. Department of Housing and Urban Development has some really good tips what to do to avoid foreclosure.

Dont ignore it. The longer you put off your situation and get behind in your finances, the more likely it will be that you will lose your home to foreclosure. As soon as a problem arises...

Contact your lender. Your lender will be the best resource to help you avoid foreclosure.

Check your mail. Your lender will send you important information about avoiding foreclosure and also legal documents in the mail. Youre responsible for these documents and will be held accountable for them.

Know your rights. Make sure you know the ins and outs of your loan documents so that you can be prepared for what your lender can and cant do. Be sure to also know the foreclosure laws in your state.

Understand your options. Visit the U.S. Department of Housing and Urban Development website to get informed.

Contact a HUD-approved housing counselor. Call (800) 569-4287 to talk to someone who can help you understand your options.

Your house should be a priority. Your house should be your first priority after the health and well being of you and your family. Eliminate any optional spending (cable TV, Internet, etc.) in order to make your house payments.

Use your assets. If you have assets (expensive jewelry, a car, etc.) you can sell those and use the cash you gain to help reinstate your loan.

Stay away from foreclosure prevention companies. These companies will charge you outrageous fees to contact your lender and negotiate your loan. Just save your money and put that toward your mortgage.

Watch out for foreclosure recovery scams. Some firms may claim to stop the foreclosure process for you immediately and require you to sign your life away for them to do so. Consult your HUD-approved counselor before signing anything.

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Q	What is considered the world's tallest building?
A	The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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Judy Shaner, REALTORŽ, real estate agent and broker for Calvert County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Shaner
RE/MAX 100
10425 Southern Maryland Boulevard
Dunkirk, MD. 20754
888-588-2001
301-855-2001
410-257-2001
Fax: 301-855-2030
Email: judy@judyshaner.com
Calvert County Real Estate has been my full time professional career since 1977 - that's almost 3 decades of experience waiting to be put to work for you! My success is due to the many buyers and sellers who come back to me again and again and send referrals to me because they know they can trust me to help them with their real estate needs. I have a simple and common sense approach to life and treat everyone like I want to be treated - fairly and honestly. I am looking forward to hearing from you and appreciate the opportunity to work with you.

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