Calvert County real estate and homes for sale in Maryland, land, waterfront property - Judy Shaner, REALTOR® Judy Shaner REALTOR(r) for Calvert County, Maryland real estate, land, waterfront property - NUMBER1EXPERT™ Judy Shaner NUMBER1EXPERT(tm) for Calvert County, Maryland real estate, land, waterfront property
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Judy Shaner, REALTORŪ, real estate agent and broker for Calvert County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 888-588-2001.


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"Judy - I am so happy with the house you found for me! You are an excellent real estate agent and I cannot thank you enough! Blessings."
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Mortgage Prequalification: Calvert County Maryland home buying, real estate listings, and homes for sale in Calvert  County County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Calvert County REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Shopping for the Best

The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Judy Shaner, REALTORŪ, real estate agent and broker for Calvert County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Shaner
RE/MAX 100

10425 Southern Maryland Boulevard
Dunkirk, MD. 20754
888-588-2001
301-855-2001
410-257-2001
Fax: 301-855-2030
Email: judy@judyshaner.com

Calvert County Real Estate has been my full time professional career since 1977 - that's almost 3 decades of experience waiting to be put to work for you! My success is due to the many buyers and sellers who come back to me again and again and send referrals to me because they know they can trust me to help them with their real estate needs. I have a simple and common sense approach to life and treat everyone like I want to be treated - fairly and honestly. I am looking forward to hearing from you and appreciate the opportunity to work with you.

ABRCRSEqual HousingMLSREALTOR


RE/MAX 100 real estate and homes for sale in Calvert County Maryland

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